5280 Financial Group, Inc. - Logo

Welcome to 5280 Financial Group, Inc. We are a family-owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So, whether you are first time home buyers, purchasing your dream home, refinancing, consolidating debt or taking cash out, our mortgage professionals will listen first and then work with you to ensure that you get a financial solution that is tailored specifically to meet your mortgage needs.

Over the past 18 years, we have built our company by providing the industry’s lowest rates and highest quality customer service in all of Colorado. We don’t spend any money on radio/print advertising or on large fancy offices. We take all that savings and pass on to our clients by way of lower rates and costs. With most of our business coming from repeat clients and referrals; our body of work speaks for itself.

QUICK QUOTE

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The 5280 Financial Group, Inc. Team will help you find the right financing solutions to meet your needs.

LET'S CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LET'S CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The 5280 Financial Group, Inc. team is here to help you with all of your mortgage refinancing needs.

LET'S CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

What our clients are saying

  • 10/10 would recommend! Troy Bowen was awesome to work with throughout our first-time home-buying process. He helped us secure our home loan, get insurance set up, and made everything feel easy... read more

    Becca Conn Avatar Becca Conn
    June 9, 2026

    Troy was great to work with! I got my loan closed quickly in 3 weeks and it was so easy. I'd definitely work with the team at 5280 again!

    Ashleigh Denman Avatar Ashleigh Denman
    June 2, 2026

    Troy and his incredible team at 5280 made our first time home buying process seamless and flawless. They patiently provided comprehensive guidance so we were clear and confident every step... read more

    GTW Guest Avatar GTW Guest
    April 9, 2026

    Troy took the time to explain the entire process of the loan to me. I truly appreciate his expertise and help. I now own my own home and I felt... read more

    Curtis Ridenour Avatar Curtis Ridenour
    March 17, 2026
  • Troy was very friendly and easy to work with. He was very knowledgeable and good at going through each step of the process with me. Thank you!

    Laura Wei Avatar Laura Wei
    March 17, 2026

    I can't say enough good things about Troy and 5280 Financial Group. They helped us with both our mortgage and refinance. No need to shop around when they do all... read more

    Chris Kyea Avatar Chris Kyea
    January 23, 2026

    Troy is very knowledgeable and helped me throughout the home buying process. Made the process a stress-free experience.

    Tom Barrios Avatar Tom Barrios
    January 10, 2026

    Troy and his team are fantastic. He helped us get a great deal on our first home and then helped us save a bunch of money later on with a... read more

    Martin Gonzalez Avatar Martin Gonzalez
    November 26, 2025
  • Troy is very knowledgable, professional, responsive, and made us feel comfortable throughout the process. We highly recommend using him.

    Ron Lucas Avatar Ron Lucas
    October 21, 2025

    Troy Bowen and the 5280 Financial team were exceptional in helping us successfully close on our new home. Thank you, Troy, for your attention to detail and for helping to... read more

    Emmanuel Graves Avatar Emmanuel Graves
    September 26, 2025

    Troy went through countless financing scenarios with me, a must for a first-time home buyer! Very responsive, closed very quickly and seamlessly, and when it came down to it, Troy... read more

    Ginger Mayo Schuster Avatar Ginger Mayo Schuster
    August 21, 2025

    We have worked with Troy on several occasions. Always professional and helps us to find the best rates.

    Michelle F Avatar Michelle F
    August 18, 2025
  • I worked with Troy from 5280 financial group for the purchase of my first home. During the search, I looked at multiple properties over the course of a couple of... read more

    Jay Wodka Avatar Jay Wodka
    August 13, 2025

    Very professional, made the process very easy, explained every step of the process and answered every question. Very knowledgeable. Would highly recommend them when buying a new home or refinancing.

    Jasel Padilla-Leon Avatar Jasel Padilla-Leon
    August 12, 2025

    5 stars isn't enough to express how great Troy and his team were during our buying process. As first time home buyers I was pretty nervous to start the process.... read more

    Isaiah B Avatar Isaiah B
    July 2, 2025

    We were recommended to 5280 Financial Group from a close family friend, and we couldn’t have been happier! From the start, working with Troy was easy and simple, and honestly... read more

    Megan Houston Avatar Megan Houston
    July 2, 2025
  • Troy was great. Thx for helping Isaiah and Paige getting into their first home..

    Neil Bisesser Avatar Neil Bisesser
    June 19, 2025

    Troy and the 5280 team were excellent to work with! Troy was helpful, clear, and made the entire process smooth. We will be using this team for future refinancing and... read more

    Emily Juneau Avatar Emily Juneau
    January 31, 2025

    It was an absolute pleasure working with Troy! Super helpful and knowledgeable. Can’t wait to work with him on our next property! 😊

    Ines Ojeda Avatar Ines Ojeda
    January 9, 2025

    We had a great experience working with Troy! He made himself available for questions and communication whenever anything came up, and fought to give us a great rate on our... read more

    Jason Lauterjung Avatar Jason Lauterjung
    November 22, 2024
  • I highly recommend Troy and his team! My refinance experience was quick, painless, and he got me the best rate available!

    Heidi Oliver Avatar Heidi Oliver
    November 1, 2024

    Amazing work! I appreciate you so much! Highly recommend to work with 5280 Financial Group!!!

    Казна Киев Avatar Казна Киев
    October 17, 2024

    Can’t say enough great things about Troy and all the help he provided during the process of purchasing our home. Definitely would recommend Troy and can’t go wrong with... read more

    Lane Lorberbaum Avatar Lane Lorberbaum
    August 27, 2024

    Troy helped us with our mortgage loan for our new house earlier this summer. He made the process so easy and made sure any questions we had regarding any... read more

    RaeAnn Kell Avatar RaeAnn Kell
    August 9, 2024
  • Where to I begin?! Troy was an absolute LIFE SAVER when it came to getting our mortgage and closing on our home (in 3 weeks!!). The instant we got in... read more

    Janie Perez Avatar Janie Perez
    August 5, 2024

    Troy is extremely friendly and easy to work with. He was available anytime I had a question and always gave me honest and accurate answers.

    Perry Marks Avatar Perry Marks
    July 25, 2024

    Troy was recommended to us when we were buying our first home and he and his team are amazing to work with. Very knowledgeable, easily accessible, he made sure to... read more

    Matthew Hensley Avatar Matthew Hensley
    June 6, 2024

    Troy and his team are remarkable! Their professionalism, extensive knowledge and experience bring a huge advantage to their clients and the Real Estate professionals they work with. Their exceptional communication... read more

    K.J. Pogorzelski Avatar K.J. Pogorzelski
    April 22, 2024
  • Troy is amazing! Low rates. Excellent service. Strong communicator and always delivers. Highly recommend him!!!

    Todd Binns Avatar Todd Binns
    April 19, 2024

    We had an amazing experience buying our first home with Troy!! He made everything very clear and straightforward for us and was always on call to answer our questions and... read more

    Angela Airhart Avatar Angela Airhart
    April 17, 2024

    We had a fantastic experience with Troy at 5280 financial. Love the guy!

    Chris Newcombe Avatar Chris Newcombe
    March 21, 2024

    We have worked with Troy for several first mortgages and then refinances because his rates are the best and they are so easy to work with!I was very impressed with... read more

    Matthew A. Martin Avatar Matthew A. Martin
    January 9, 2024

The 5280 Financial Group, Inc. Team

Start your home loan process here!

We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers, purchasing your dream home, refinancing an outstanding loan, or taking cash out, our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.