A Conventional Loan is simply a loan not secured by FHA or VA, however recent changes have caused government involvement – which now carry and secure 95% of mortgages! Time will tell future revisions, however you can feel more protected knowing your loan terms are secure! Conventional loans generally are limited to $422,100 and below in most areas of Colorado and can be anything from an adjustable rate mortgage, a fixed rate mortgage or a balloon mortgage. Conventional loans will give you the best interest rates available opposed to non-conventional loans.

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